By Jessica Kiddle
The Scotsman
Five years ago, Nicola Cairncross was broke. She was unemployed, unable to pay her rent, and struggling with huge debts. Today, the 42-year-old mother-of-two has investments totalling almost £1 million and counts a boutique hotel among her property portfolio. To do this she did more than change her spending habits - first she had to change her money mind-set.
"Instead of being scared of money we have to make it our friend - by overcoming our fear of it, believing we can achieve the financial situation we want and creating the confidence to go for it," says Cairncross, who realigned her life by getting a job, consulting a range of money management guides and becoming a "wealth coach".
Freedom from financial anxieties is something most of us dream of, but rarely achieve. A recent Norwich Union survey found that 57 per cent of people regularly worry about their monetary situation, with over a third wishing they could reduce their debts. With the festive season looming, money worries are about to soar.
However, before you make an appointment with your bank manager, why not invest some time in developing an attitude to money which can help set you on the track to your own idea of financial freedom - whether that involves becoming rich or not.
Read the full story here The Scotsman
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